How can I increase my credit limit?

For new customers:

Your first limit is just the start and is a stepping stone to achieve higher limits. The initial amount that we offer you is based on many factors, including your application info, phone data, identity verification, and borrowing history.

Make it a habit to pay on time to build a strong credit record. This will increase your potential to access higher limits over time.

For existing customers:

You can grow your limit by consistently maintaining a good credit record. This means regularly repaying on time whenever you borrow. Doing this helps you maintain a good record and increases your ability to access higher amounts the next time that you borrow.

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