What is CIBIL? How does it gets impacted?

Modified on Tue, 6 Dec, 2022 at 9:06 PM

CIBIL (Credit Information Bureau (India) Limited) is a Credit Bureau or Credit Information Company. This company is engaged in maintaining the records of all the credit-related activities of companies as well as individuals including credit cards and loans. CIBIL score is a record of the loan history of all Indians. Banks and loan companies look at your CIBIL score to approve your loan.

Late payments can result in a low CIBIL score. A low score can make it difficult to get a loan from any bank or loan company. To maintain a good score pay your dues on time! 

Was this article helpful?

That’s Great!

Thank you for your feedback

Sorry! We couldn't be helpful

Thank you for your feedback

Let us know how can we improve this article!

Select at least one of the reasons
CAPTCHA verification is required.

Feedback sent

We appreciate your effort and will try to fix the article